Density function, mortgage-weighted
1
2
A smaller proportion of first-home loans granted to highly-indebted borrowers than of other mortgages
New first home loans, loans for subsequent homes and loans for dwellings for investment purposes according to borrower’s debt-to-income ratio, year 2020 data.Sources: Financial Supervisory Authority and calculations by the Bank of Finland
15.4.2021bofbulletin.fi
0 200 400 600 800 1 000 1 200 1 400
1. Dwelling for investment purpose2. First home 3. Subsequent home
3
Debt-to-income ratio, %